{"id":1858,"date":"2023-11-24T15:19:37","date_gmt":"2023-11-24T14:19:37","guid":{"rendered":"https:\/\/www.trusteddecisions.com\/uncategorized-lv\/vienkarsi-izskaidrota-likviditates-planosana-ka-saglabat-uznemuma-likviditati\/"},"modified":"2026-05-06T22:26:06","modified_gmt":"2026-05-06T20:26:06","slug":"vienkarsi-izskaidrota-likviditates-planosana-ka-saglabat-uznemuma-likviditati","status":"publish","type":"post","link":"https:\/\/www.trusteddecisions.com\/lv\/vienkarsi-izskaidrota-likviditates-planosana-ka-saglabat-uznemuma-likviditati\/","title":{"rendered":"Kas ir likvidit\u0101te"},"content":{"rendered":"\n
\n
\"vairākas<\/figure>\n<\/div>\n\n

<\/p>\n\n

Kas ir likvidit\u0101te?<\/strong><\/h2>\n\n

Termins “likvidit\u0101te” attiecas uz uz\u0146\u0113muma sp\u0113ju un gatav\u012bbu savlaic\u012bgi un piln\u012bb\u0101 izpild\u012bt eso\u0161\u0101s maks\u0101jumu saist\u012bbas. \u0160aj\u0101 defin\u012bcij\u0101 uzsv\u0113rts, ka likvidit\u0101te ir ne tikai b\u016btisks priek\u0161noteikums, lai uztur\u0113tu norm\u0101lu uz\u0146\u0113m\u0113jdarb\u012bbu, bet ar\u012b iz\u0161\u0137iro\u0161a noz\u012bme, lai p\u0101rvar\u0113tu neparedz\u0113tas finan\u0161u probl\u0113mas. <\/p>\n\n

B\u016bt\u012bb\u0101 likvidit\u0101te raksturo likv\u012bdo l\u012bdzek\u013cu<\/strong> un citu maks\u0101\u0161anas l\u012bdzek\u013cu pieejam\u012bbu, kas \u013cauj uz\u0146\u0113mumam apmaks\u0101t r\u0113\u0137inus, algas, \u012bres maksu un citas \u012bstermi\u0146a saist\u012bbas. Uz\u0146\u0113muma likvidit\u0101ti bie\u017ei nov\u0113rt\u0113,<\/strong> izmantojot t\u0101 sauktos likvidit\u0101tes<\/strong> r\u0101d\u012bt\u0101jus, tostarp naudas r\u0101d\u012bt\u0101ju (pirm\u0101s pak\u0101pes<\/strong> likvidit\u0101te), \u0101tr\u0101s likvidit\u0101tes r\u0101d\u012bt\u0101ju (otr\u0101s pak\u0101pes<\/strong> likvidit\u0101te) un k\u0101rt\u0113jo r\u0101d\u012bt\u0101ju (tre\u0161\u0101s pak\u0101pes<\/strong> likvidit\u0101te). \u0160ie r\u0101d\u012bt\u0101ji sniedz p\u0101rskatu par<\/strong> pieejamo l\u012bdzek\u013cu un \u012bstermi\u0146a saist\u012bbu attiec\u012bbu. <\/p>\n\n

Likvidit\u0101tes noz\u012bmi uz\u0146\u0113mumam nevar pietiekami uzsv\u0113rt, jo t\u0101 ne tikai nodro\u0161ina maks\u0101tsp\u0113ju, bet ar\u012b ietekm\u0113 kred\u012btsp\u0113ju tirg\u016b. Bez pietiekamas likvidit\u0101tes uz\u0146\u0113mumi risk\u0113 bankrot\u0113t, kas slikt\u0101kaj\u0101 gad\u012bjum\u0101 var novest pie nelikvidit\u0101tes<\/strong> un maks\u0101tnesp\u0113jas. T\u0101p\u0113c ir \u013coti svar\u012bgi visaptvero\u0161i pl\u0101not likvidit\u0101ti un veikt pas\u0101kumus, lai nodro\u0161in\u0101tu likv\u012bdus l\u012bdzek\u013cus<\/strong>. <\/p>\n\n

T\u0101p\u0113c uz\u0146\u0113m\u0113jdarb\u012bbas vad\u012bb\u0101 likvidit\u0101ti uzskata par vienu no uz\u0146\u0113muma finansi\u0101l\u0101s vesel\u012bbas un stabilit\u0101tes pamatr\u0101d\u012bt\u0101jiem. Likvidit\u0101te \u013cauj uz\u0146\u0113mumam saglab\u0101t elast\u012bbu tirg\u016b, laikus izpild\u012bt savas saist\u012bbas un t\u0101d\u0113j\u0101di nodro\u0161in\u0101t savu kred\u012btsp\u0113ju un kapit\u0101la pieejam\u012bbu. T\u0101 kalpo ne tikai tam, lai nodro\u0161in\u0101tu, ka visas saist\u012bbas var izpild\u012bt laikus, bet ar\u012b lai saglab\u0101tu strat\u0113\u0123isko r\u012bc\u012bbas br\u012bv\u012bbu, lai var\u0113tu efekt\u012bvi rea\u0123\u0113t uz tirgus p\u0101rmai\u0146\u0101m. <\/p>\n\n

Dinamisk\u0101 likvidit\u0101te<\/strong> attiecas uz uz\u0146\u0113muma sp\u0113ju piel\u0101goties main\u012bgajiem tirgus apst\u0101k\u013ciem un sv\u0101rst\u012bb\u0101m, lai vienm\u0113r b\u016btu pieejami pietiekami likv\u012bdi l\u012bdzek\u013ci<\/strong>.<\/p>\n\n

\"\"<\/figure>\n\n

<\/p>\n\n

Likvidit\u0101tes pamati: defin\u012bcija un at\u0161\u0137ir\u012bba no citiem finan\u0161u r\u0101d\u012bt\u0101jiem<\/strong><\/h2>\n\n

Ko noz\u012bm\u0113 likvidit\u0101te?<\/strong><\/h3>\n\n

Likvidit\u0101te attiecas uz uz\u0146\u0113muma sp\u0113ju laikus izpild\u012bt visas maks\u0101jumu saist\u012bbas. Ar to m\u0113ra, cik labi \u012bstermi\u0146a saist\u012bbas sedz likv\u012bdi akt\u012bvi, piem\u0113ram, nauda un atlikumi bank\u0101s, un tas ir \u013coti svar\u012bgi, lai izvair\u012btos no maks\u0101tnesp\u0113jas un nelikvidit\u0101tes. <\/p>\n\n

At\u0161\u0137ir\u012bba starp likvidit\u0101ti un pe\u013c\u0146u<\/strong><\/h3>\n\n

Likvidit\u0101te un pe\u013c\u0146a b\u016btiski at\u0161\u0137iras: likvidit\u0101te attiecas uz \u012bstermi\u0146a maks\u0101tsp\u0113ju neatkar\u012bgi no rentabilit\u0101tes, savuk\u0101rt pe\u013c\u0146a raksturo uz\u0146\u0113muma ilgtermi\u0146a rentabilit\u0101ti. Uz\u0146\u0113mums var b\u016bt rentabls, bet tam var b\u016bt \u012bstermi\u0146a finansi\u0101las gr\u016bt\u012bbas, ko izraisa slikta likvidit\u0101tes p\u0101rvald\u012bba. Likvidit\u0101tes r\u0101d\u012bt\u0101ji, piem\u0113ram, naudas r\u0101d\u012bt\u0101js un \u0101tr\u0101s likvidit\u0101tes r\u0101d\u012bt\u0101js, ir \u012bpa\u0161i izstr\u0101d\u0101ti, lai analiz\u0113tu \u012bstermi\u0146a finan\u0161u st\u0101vokli, pretstat\u0101 pe\u013c\u0146as r\u0101d\u012bt\u0101jiem, kas nov\u0113rt\u0113 ilgtermi\u0146a saimniecisk\u0101s darb\u012bbas rezult\u0101tus. <\/p>\n\n

\"\"<\/figure>\n\n

<\/p>\n\n

Likvidit\u0101tes m\u0113r\u012b\u0161ana: izpratne par likvidit\u0101tes pak\u0101p\u0113m<\/strong><\/h2>\n\n

Uz\u0146\u0113muma likvidit\u0101tes nov\u0113rt\u0113jums<\/strong> ir b\u016btisks t\u0101 \u012bstermi\u0146a maks\u0101tsp\u0113jas uztur\u0113\u0161anai, un to m\u0113ra ar da\u017e\u0101d\u0101m pak\u0101p\u0113m<\/strong>. \u0160ie r\u0101d\u012bt\u0101ji sniedz inform\u0101ciju par to, cik labi uz\u0146\u0113mums sp\u0113j segt \u012bstermi\u0146a saist\u012bbas. <\/p>\n\n

1. pak\u0101pes likvidit\u0101te (naudas r\u0101d\u012bt\u0101js)<\/strong><\/h3>\n\n

Naudas r\u0101d\u012bt\u0101js, ko d\u0113v\u0113 ar\u012b par pirm\u0101s pak\u0101pes<\/strong> likvidit\u0101ti, ir stingr\u0101kais likvidit\u0101tes r\u0101d\u012bt\u0101js. Ar to nov\u0113rt\u0113 uz\u0146\u0113muma sp\u0113ju nok\u0101rtot \u012bstermi\u0146a saist\u012bbas tikai ar likv\u012bdiem akt\u012bviem<\/strong> (piem\u0113ram, skaidru naudu un atlikumiem bank\u0101s). <\/p>\n\n

Formula: Naudas r\u0101d\u012bt\u0101js = nauda un naudas ekvivalenti\/ilgtermi\u0146a<\/strong> saist\u012bbas<\/p>\n\n

Piem\u0113rs: Ja uz\u0146\u0113mumam ir 50 000 eiro naud\u0101 un t\u0101s ekvivalentos un 100 000 eiro \u012bstermi\u0146a saist\u012bb\u0101s, naudas r\u0101d\u012bt\u0101js ir 0,5 jeb 50 %, kas nor\u0101da, ka uz\u0146\u0113mums var nekav\u0113joties segt pusi no sav\u0101m \u012bstermi\u0146a saist\u012bb\u0101m.<\/p>\n\n

2. pak\u0101pes likvidit\u0101te (\u0101tr\u0101s likvidit\u0101tes koeficients)<\/strong><\/h3>\n\n

\u0100tr\u0101s likvidit\u0101tes r\u0101d\u012bt\u0101js, ko d\u0113v\u0113 ar\u012b par otr\u0101s pak\u0101pes likvidit\u0101tes r\u0101d\u012bt\u0101ju, ir visaptvero\u0161\u0101ks r\u0101d\u012bt\u0101js, kur\u0101 \u0146emti v\u0113r\u0101 \u012bstermi\u0146a debitoru par\u0101di kop\u0101 ar naudu un naudas ekvivalentiem, lai segtu \u012bstermi\u0146a saist\u012bbas.<\/p>\n\n

Formula: \u0100tr\u0101 attiec\u012bba = nauda un t\u0101s ekvivalenti + \u012bstermi\u0146a debitoru par\u0101di\/\u012bslaic\u012bg\u0101s saist\u012bbas<\/p>\n\n

Piem\u0113rs: Ja uz\u0146\u0113mumam papildus iepriek\u0161 min\u0113tajiem 50 000 EUR naud\u0101 un naudas ekvivalentos ir ar\u012b \u012bstermi\u0146a debitoru par\u0101di 30 000 EUR apm\u0113r\u0101, tad \u0101tr\u0101s likvidit\u0101tes koeficients b\u016btu 0,8 jeb 80 %, kas liecina par uzlabotu likvidit\u0101ti.<\/p>\n\n

3. pak\u0101pes likvidit\u0101te (pa\u0161reiz\u0113jais r\u0101d\u012bt\u0101js)<\/strong><\/h3>\n\n

Apgroz\u0101m\u0101s likvidit\u0101tes r\u0101d\u012bt\u0101js, kas paz\u012bstams k\u0101 tre\u0161\u0101s pak\u0101pes likvidit\u0101tes r\u0101d\u012bt\u0101js, ir vismaz\u0101k stingrais r\u0101d\u012bt\u0101js, un tas ietver visus uz\u0146\u0113muma apgroz\u0101mos akt\u012bvus, lai segtu \u012bstermi\u0146a saist\u012bbas.<\/p>\n\n

Formula: Apgroz\u0101mo akt\u012bvu \u012bpatsvars = apgroz\u0101mie akt\u012bvi\/apgroz\u0101m\u0101s saist\u012bbas<\/p>\n\n

Piem\u0113rs: Ja apgroz\u0101mie l\u012bdzek\u013ci ir 150 000 eiro, apgroz\u0101mo l\u012bdzek\u013cu r\u0101d\u012bt\u0101js ir 1,5 jeb 150%, kas nor\u0101da, ka uz\u0146\u0113mumam ir pietiekami daudz l\u012bdzek\u013cu, lai \u0113rti segtu savas \u012bstermi\u0146a saist\u012bbas.<\/p>\n\n

\u0160ie likvidit\u0101tes r\u0101d\u012bt\u0101ji ir \u013coti svar\u012bgi, lai nov\u0113rt\u0113tu uz\u0146\u0113muma finansi\u0101lo st\u0101vokli, un pal\u012bdz uz\u0146\u0113m\u0113jiem veikt nepiecie\u0161amos pas\u0101kumus, lai nodro\u0161in\u0101tu savu likvidit\u0101ti, jo \u012bpa\u0161i neskaidros tirgus apst\u0101k\u013cos.<\/p>\n\n

Likvidit\u0101tes pl\u0101no\u0161ana un p\u0101rvald\u012bba ir b\u016btiska, lai izdz\u012bvotu un att\u012bst\u012btos augo\u0161\u0101 konkurences tirg\u016b.<\/p>\n\n

\"\"<\/figure>\n\n

<\/p>\n\n

K\u0101 uz\u0146\u0113mumi pl\u0101no un p\u0101rvalda savu likvidit\u0101ti<\/strong><\/h2>\n\n

Uz\u0146\u0113mumi pl\u0101no un p\u0101rvalda savu likvidit\u0101ti, r\u016bp\u012bgi uzraugot ien\u0101ko\u0161\u0101s un izejo\u0161\u0101s naudas pl\u016bsmas. \u0160aj\u0101 kontekst\u0101 uz\u0146\u0113mumi finan\u0161u pl\u0101no\u0161an\u0101 apsver ar\u012b “akt\u012bvu” likvidit\u0101ti, lai nodro\u0161in\u0101tu, ka tie var izmantot \u0161os akt\u012bvus likvidit\u0101tes rad\u012b\u0161anai, tos nep\u0101rdodot. \u0160\u0101da pl\u0101no\u0161ana \u013cauj uz\u0146\u0113m\u0113jam r\u012bkoties t\u0101lredz\u012bgi, nevis tikai rea\u0123\u0113t uz maks\u0101jumu saist\u012bb\u0101m. Galvenie m\u0113r\u0137i ir mazin\u0101t maks\u0101tnesp\u0113jas risku un nodro\u0161in\u0101t, ka uz\u0146\u0113mums vienm\u0113r sp\u0113j samaks\u0101t r\u0113\u0137inus un algas, pie\u0146emt l\u0113mumus par ieguld\u012bjumiem un izmantot izaugsmes iesp\u0113jas. <\/p>\n\n

Likvidit\u0101tes pl\u0101no\u0161anas r\u012bki un metodes<\/strong><\/h3>\n\n

<\/p>\n\n

Naudas pl\u016bsmas prognozes:<\/strong><\/h4>\n\n
    \n
  • Uz\u0146\u0113mumi izmanto naudas pl\u016bsmas prognozes, lai nov\u0113rt\u0113tu n\u0101kotnes naudas iepl\u016bdes un aizpl\u016bdes. \u0160o progno\u017eu pamat\u0101 ir v\u0113sturiskie dati, pa\u0161reiz\u0113jie pas\u016bt\u012bjumi un l\u012bgumi, k\u0101 ar\u012b tirgus tendences. T\u0101s \u013cauj uz\u0146\u0113m\u0113jiem savlaic\u012bgi atpaz\u012bt iesp\u0113jamos likvidit\u0101tes tr\u016bkumus un veikt atbilsto\u0161us pas\u0101kumus. <\/li>\n<\/ul>\n\n

    <\/p>\n\n

    Likvidit\u0101tes r\u0101d\u012bt\u0101ji:<\/strong><\/h4>\n\n
      \n
    • Regul\u0101ri apr\u0113\u0137inot t\u0101dus likvidit\u0101tes r\u0101d\u012bt\u0101jus k\u0101 naudas r\u0101d\u012bt\u0101js, \u0101tr\u0101s likvidit\u0101tes r\u0101d\u012bt\u0101js un teko\u0161\u0101s likvidit\u0101tes r\u0101d\u012bt\u0101js, uz\u0146\u0113mumi var nov\u0113rt\u0113t savu \u012bstermi\u0146a un vid\u0113ja termi\u0146a likvidit\u0101ti. \u0160ie r\u0101d\u012bt\u0101ji pal\u012bdz uzraudz\u012bt finan\u0161u stabilit\u0101ti un ir b\u016btiski likvidit\u0101tes p\u0101rvald\u012bbai. <\/li>\n<\/ul>\n\n

      <\/p>\n\n

      Apgroz\u0101m\u0101 kapit\u0101la p\u0101rvald\u012bba:<\/strong><\/h4>\n\n
        \n
      • Efekt\u012bva apgroz\u0101m\u0101 kapit\u0101la, tostarp debitoru par\u0101du, kreditoru par\u0101du un kr\u0101jumu, p\u0101rvald\u012bba ir \u013coti svar\u012bga, lai optimiz\u0113tu likvidit\u0101ti. Lai uzlabotu likvidit\u0101ti, uz\u0146\u0113mumi var vienoties ar pieg\u0101d\u0101t\u0101jiem par maks\u0101jumu termi\u0146iem, \u0101tr\u0101k iekas\u0113t debitoru par\u0101dus un l\u012bdz minimumam samazin\u0101t nevajadz\u012bgu kr\u0101jumu apjomu. <\/li>\n<\/ul>\n\n

        <\/p>\n\n

        Likvidit\u0101tes rezerves:<\/strong><\/h4>\n\n
          \n
        • Likvidit\u0101tes rezervju veido\u0161ana ir svar\u012bgs strat\u0113\u0123isks pas\u0101kums, ko uz\u0146\u0113mumi veic, lai pasarg\u0101tu sevi no neparedz\u0113tiem izdevumiem un tirgus sv\u0101rst\u012bb\u0101m. \u0160\u012bs rezerves var tur\u0113t k\u0101 skaidras naudas atlikumus vai k\u0101 viegli likvid\u0113jamus akt\u012bvus. <\/li>\n<\/ul>\n\n

          <\/p>\n\n

          Pl\u0101no\u0161anas r\u012bki un programmat\u016bra:<\/strong><\/h4>\n\n
            \n
          • M\u016bsdienu uz\u0146\u0113mumi pa\u013caujas uz specializ\u0113tu finan\u0161u pl\u0101no\u0161anas programmat\u016bru, lai pal\u012bdz\u0113tu tiem efekt\u012bvi pl\u0101not un uzraudz\u012bt likvidit\u0101ti. \u0160ie r\u012bki sniedz detaliz\u0113tu ieskatu un anal\u012bzi, ko var izmantot l\u0113mumu pie\u0146em\u0161anai re\u0101laj\u0101 laik\u0101. Paredz\u0113t un nov\u0113rt\u0113t n\u0101kotnes likvidit\u0101ti, pamatojoties uz “ekonomisko pre\u010du” p\u0101rvald\u012bbu, iev\u0113rojami atvieglo \u0161ie pl\u0101no\u0161anas r\u012bki un programmat\u016bra, \u013caujot uz\u0146\u0113mumiem efekt\u012bvi nov\u0113rt\u0113t ekonomisko pre\u010du tirgu un apmai\u0146as iesp\u0113jas. <\/li>\n<\/ul>\n\n

            Apvienojot \u0161os r\u012bkus un metodes, uz\u0146\u0113mumi var efekt\u012bvi pl\u0101not un p\u0101rvald\u012bt savu likvidit\u0101ti, kas ir b\u016btiski izdz\u012bvo\u0161anai un izaugsmei augsti konkur\u0113tsp\u0113j\u012bg\u0101 tirg\u016b.<\/p>\n\n

            \"\"<\/figure>\n\n

            <\/p>\n\n

            Nepietiekamas likvidit\u0101tes sekas<\/strong><\/h2>\n\n

            Likvidit\u0101tes tr\u016bkums var rad\u012bt nopietnas sekas uz\u0146\u0113mumam, no kur\u0101m visnopietn\u0101k\u0101s ir maks\u0101tnesp\u0113ja un bankrots.<\/p>\n\n

            Maks\u0101tnesp\u0113ja<\/strong><\/h3>\n\n

            Maks\u0101tnesp\u0113ja iest\u0101jas, ja uz\u0146\u0113mums vairs nesp\u0113j laikus izpild\u012bt savas maks\u0101jumu saist\u012bbas. Tas var notikt, ja skaidra nauda un \u012bstermi\u0146a realiz\u0113jamie akt\u012bvi ir nepietiekami, lai segtu \u012bstermi\u0146a saist\u012bbas, piem\u0113ram, r\u0113\u0137inus, algas un citus neatliekamus izdevumus. Nesp\u0113ja laikus nor\u0113\u0137in\u0101ties ar pieg\u0101d\u0101t\u0101jiem vai aizdev\u0113jiem var b\u016btiski kait\u0113t uz\u0146\u0113muma kred\u012btreitingam un mazin\u0101t t\u0101 sp\u0113ju piesaist\u012bt kapit\u0101lu tirg\u016b. <\/p>\n\n

            Maks\u0101tnesp\u0113ja<\/strong><\/h3>\n\n

            Ja uz\u0146\u0113muma nesp\u0113ja nor\u0113\u0137in\u0101ties saglab\u0101jas un nav iesp\u0113jams veikt efekt\u012bvus pas\u0101kumus, lai atjaunotu likvidit\u0101ti, tas var novest pie maks\u0101tnesp\u0113jas. Maks\u0101tnesp\u0113ja noz\u012bm\u0113, ka uz\u0146\u0113mums tiek juridiski pasludin\u0101ts par maks\u0101tnesp\u0113j\u012bgu un var b\u016bt spiests p\u0101rtraukt uz\u0146\u0113m\u0113jdarb\u012bbu vai tikt p\u0101rstruktur\u0113ts maks\u0101tnesp\u0113jas proces\u0101. Tas var izrais\u012bt darba vietu zaud\u0113\u0161anu, akt\u012bvu konfisk\u0101ciju un ilgtermi\u0146a kait\u0113jumu uz\u0146\u0113muma ekonomiskajai stabilit\u0101tei un reput\u0101cijai. <\/p>\n\n

            T\u0101p\u0113c vesel\u012bgas likvidit\u0101tes uztur\u0113\u0161ana ir viens no uz\u0146\u0113muma vad\u012bbas pamatuzdevumiem, lai nodro\u0161in\u0101tu uz\u0146\u0113muma finansi\u0101lo dro\u0161\u012bbu un nep\u0101rtrauktu darb\u012bbu.<\/p>\n\n

            \"\"<\/figure>\n\n

            <\/p>\n\n

            Pas\u0101kumi likvidit\u0101tes uzlabo\u0161anai<\/strong><\/h2>\n\n

            Efekt\u012bva likvidit\u0101tes p\u0101rvald\u012bba ir \u013coti svar\u012bga, lai nodro\u0161in\u0101tu uz\u0146\u0113muma maks\u0101tsp\u0113ju un izvair\u012btos no finan\u0161u kr\u012bz\u0113m. \u0160eit ir izkl\u0101st\u012bti praktiski pas\u0101kumi, ko uz\u0146\u0113mumi var veikt, lai uzlabotu savu likvidit\u0101ti: <\/p>\n\n

            1. debitoru par\u0101du p\u0101rvald\u012bbas optimiz\u0101cija<\/strong><\/h3>\n\n

            Uz\u0146\u0113mumiem akt\u012bvi j\u0101p\u0101rvalda debitoru par\u0101di, lai l\u012bdz minimumam samazin\u0101tu laiku, kas nepiecie\u0161ams maks\u0101juma sa\u0146em\u0161anai. Tas ietver \u0101tru r\u0113\u0137inu izrakst\u012b\u0161anu un konsekventu nokav\u0113to maks\u0101jumu kontroli. Var b\u016bt lietder\u012bgi ar\u012b ieviest stimulus par savlaic\u012bgiem maks\u0101jumiem un sodus par kav\u0113tiem maks\u0101jumiem. <\/p>\n\n

            2. maks\u0101jumu noteikumu p\u0101rskat\u012b\u0161ana<\/strong><\/h3>\n\n

            P\u0101rskatot un kori\u0123\u0113jot maks\u0101jumu noteikumus ar pieg\u0101d\u0101t\u0101jiem, var uzlabot likvidit\u0101ti. Maks\u0101jumu termi\u0146u pagarin\u0101\u0161ana palielina naudas un t\u0101s ekvivalentu atsavin\u0101\u0161anas iesp\u0113jas. <\/p>\n\n

            3. kr\u0101jumu p\u0101rvald\u012bba<\/strong><\/h3>\n\n

            Samazinot lieko kr\u0101jumu apjomu, efekt\u012bv\u0101k p\u0101rvaldot kr\u0101jumus, var atbr\u012bvot naudu un palielin\u0101t likvidit\u0101ti. L\u012bdzsvarota noliktava nodro\u0161ina zemas izmaksas un nov\u0113r\u0161 kapit\u0101la piesaist\u012b\u0161anu neapgroz\u0101miem akt\u012bviem. <\/p>\n\n

            4. naudas p\u0101rvald\u012bbas sist\u0113mas<\/strong><\/h3>\n\n

            Uzlabotas naudas p\u0101rvald\u012bbas sist\u0113mas var pal\u012bdz\u0113t efekt\u012bv\u0101k izmantot skaidru naudu. \u0160\u012bs sist\u0113mas atvieglo naudas pl\u016bsmu pl\u0101no\u0161anu un prognoz\u0113\u0161anu, kas \u013cauj lab\u0101k pl\u0101not un aizsarg\u0101t likvidit\u0101ti. <\/p>\n\n

            5. refinans\u0113\u0161ana vai jaunas kred\u012btl\u012bnijas<\/strong><\/h3>\n\n

            \u012aslaic\u012bgu likvidit\u0101tes tr\u016bkumu gad\u012bjum\u0101 sarunas par jaun\u0101m kred\u012btl\u012bnij\u0101m vai eso\u0161o saist\u012bbu refinans\u0113\u0161ana ar izdev\u012bg\u0101kiem nosac\u012bjumiem var pal\u012bdz\u0113t uzlabot likvidit\u0101ti \u012bstermi\u0146\u0101.<\/p>\n\n

            \"\"<\/figure>\n\n

            <\/p>\n\n

            Bie\u017e\u0101k uzdotie jaut\u0101jumi<\/strong><\/h2>\n\n

            Kas ir likvidit\u0101te?<\/strong><\/h3>\n\n

            Likvidit\u0101te ir uz\u0146\u0113muma vai personas sp\u0113ja nekav\u0113joties izpild\u012bt visas maks\u0101jumu saist\u012bbas.<\/p>\n\n

            Ko noz\u012bm\u0113 likvidit\u0101te?<\/strong><\/h3>\n\n

            Likvidit\u0101te nor\u0101da, cik liel\u0101 m\u0113r\u0101 uz\u0146\u0113mumam ir pietiekami daudz naudas un t\u0101s ekvivalentu, lai segtu \u012bstermi\u0146a saist\u012bbas bez \u0101r\u0113j\u0101 finans\u0113juma.<\/p>\n\n

            Ko noz\u012bm\u0113 augsta likvidit\u0101te?<\/strong><\/h3>\n\n

            Augsta likvidit\u0101te noz\u012bm\u0113, ka uz\u0146\u0113mumam vai priv\u0101tpersonai ir daudz likv\u012bdu l\u012bdzek\u013cu, kurus var nekav\u0113joties izmantot maks\u0101jumiem vai neparedz\u0113tu izdevumu seg\u0161anai.<\/p>\n\n

            Ko noz\u012bm\u0113 bankas likvidit\u0101te?<\/strong><\/h3>\n\n

            Bankas likvidit\u0101te attiecas uz t\u0101s sp\u0113ju apmierin\u0101t klientu ikdienas t\u0113ri\u0146u un naudas iz\u0146em\u0161anas pras\u012bbas, k\u0101 ar\u012b uz regulat\u012bvo pras\u012bbu izpildi attiec\u012bb\u0101 uz pietiekamu likv\u012bdo akt\u012bvu uztur\u0113\u0161anu.<\/p>\n\n

            Vai likvidit\u0101te ir nauda?<\/strong><\/h3>\n\n

            J\u0101, likvidit\u0101te parasti attiecas uz naudu skaidras naudas vai citu likv\u012bdu akt\u012bvu veid\u0101, ko var \u0101tri p\u0101rv\u0113rst naud\u0101, lai izpild\u012btu saist\u012bbas.<\/p>\n\n

            \"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

            Kas ir likvidit\u0101te? Termins “likvidit\u0101te” attiecas uz uz\u0146\u0113muma sp\u0113ju un gatav\u012bbu savlaic\u012bgi un piln\u012bb\u0101 izpild\u012bt eso\u0161\u0101s maks\u0101jumu saist\u012bbas. \u0160aj\u0101 defin\u012bcij\u0101 [\u2026]<\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"Kas ir likvidit\u0101te? \" Pamati un vad\u012bba","rank_math_description":"II\u27a4 Kas ir likvidit\u0101te? \u27a5 Defin\u012bcija \u2714 Likvidit\u0101tes pamati \u2714 Likvidit\u0101tes m\u0113r\u012b\u0161ana \u2714 Likvidit\u0101tes uzlabo\u0161ana \u2714 Likvidit\u0101tes uzlabo\u0161ana \u2714 ","rank_math_focus_keyword":"Kas ir likvidit\u0101te","rank_math_canonical_url":"","rank_math_facebook_title":"","rank_math_facebook_description":"","rank_math_twitter_title":"","rank_math_twitter_description":"","rank_math_robots":[],"footnotes":""},"categories":[48],"tags":[],"class_list":["post-1858","post","type-post","status-publish","format-standard","hentry","category-wiki"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/posts\/1858","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/comments?post=1858"}],"version-history":[{"count":3,"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/posts\/1858\/revisions"}],"predecessor-version":[{"id":8670,"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/posts\/1858\/revisions\/8670"}],"wp:attachment":[{"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/media?parent=1858"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/categories?post=1858"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trusteddecisions.com\/lv\/wp-json\/wp\/v2\/tags?post=1858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}